Access to capital is crucial for any SME. It gives them opportunity to grow, and in some cases, to survive. However, access to bank loan is not easily accessible due to loan criteria which may not be so easy to meet for many SME.
Crowdfunding is when a company which needs funding for project or business seeks capital from a crowd of people, in this case, investor. Investree, as a crowdfunding platform, helps Thai SME to fulfil its funding need by bridging them with the right crowd, the right investors.
We analyze the company’s financial health as well as business potential, an important indicator for repayment ability. Our credit scoring process takes various data points into consideration, be it from the company itself or third party data provider. The credit process is thorough and transaparent, providing peace of mind for both SME and investors.
No collateral needed.
Interest rate base on credit scoring.
Fast.
Easy online access.
| Risk Grade | Interest Rate | Service Fee | Risk Indicator |
|---|---|---|---|
| A+ | 8% – 11% | 1% | Very Low Risk |
| A | 12% – 14% | 1% | Low Risk |
| B | 15% – 17% | 1% | Medium Risk |
| C | 18% – 19% | 1% | High Risk |
| C- | 20% – 21% | 1% | Very High Risk |
| Unrated | 22% – 26% | 1% | High Risk of Default |
If your company has an active invoice, P.O., or Service/Sales Agreement, you can use it to get “invoice financing” crowdfunding using the contract payment collection date as the repayment date.
Registration. www.investree.co.th
Term sheet review and approval.
Issuance and close sales.
Repayment at maturity.
Great service, Quick and reliable. Unlike banks, no collateral is needed, which makes it easier to get funding
We do network expansion for telco and the site inspection for payment approval takes months. Managing cashflow becomes a challenge and Investree helped us get funding through our invoices. This helps us a great deal with our business operations. Easy process, quick & reliable. Overall, great service
Our company does not qualify for loan, which makes access to formal funding from financial institution impossible.
Investree was my last hope. Not only were the criteria achievable, but the whole process was simple and fast. This is the funding solution that really works for SME like us.
We specialize in large-scale event such as expo. COVID made it impossible for us to get bank loan.
I tried crowdfuning using sales contract I had secured. I got the fund within a few days. Process was easy and fast. This is the best way for my company going forward.
